Is the month okay? Spending tracks against your planned pace, so one glance shows where the month stands.
Budgets Set up in minutes/ iPhone, Android & web
Make each purchase fit the plan you made
Budgets is the app for getting your money sorted. Bills, daily life, time with friends, and saving each get a place, so spending never means math in your head.
What you'll know
Built to answer the questions you're actually asking.
Budgets keeps those answers on the first screen you open, so checking in only takes a moment.
Can I afford this right now? Every group shows what remains, so you see what a purchase leaves before you make it.
Am I keeping up? Savings has its own place in the plan, funded a little each month on purpose.
The ideaClarity is the whole design.
Budgets starts with the shape of your month: four groups that show what the bills need, what daily life costs, what you choose to spend, and what you set aside.
The Budgets model
The whole plan fits in four groups.
Commitments
Rent, utilities, subscriptions: the bills already spoken for. See what's covered before you plan anything else.
Living Expenses
Groceries, gas, and the essentials you buy every week. Set a monthly amount and watch what's remaining.
Lifestyle
Dining out, hobbies, and the spending you choose. Nudge a number when the month changes.
Savings
Goals and reserves, funded a little at a time. An emergency fund, a trip, or a bigger purchase.
Plan together with your partner
Add your partner to your household, so you both see the same plan: one set of budgets, no spreadsheets passed back and forth.
Real-life money rhythms
One plan, however your month gets paid.
Paychecks land differently for everyone. The plan stays the same: commitments covered first, everyday spending in view, and savings set aside on purpose.
Bartender / Server
Tips by shift
Tips change by shift. Rent and tip-outs don't. The plan starts from the commitments that are due, so a slow week changes lifestyle spending, not the bills.
CommitmentsLiving ExpensesLifestyleSavings
Bartender / ServerTips by shift
How it works
Set up once. Check
in when it counts.
No daily data entry, no spreadsheets. Three small moments are all the budget asks of you.
Connect your accounts or add budgets manually. Budgets proposes a plan across Commitments, Living Expenses, Lifestyle, and Savings, ready for you to edit before the month begins.
9:41
Budgets‹ Jul 26 ›Upcoming
Rent$1,800
Jul 1 · in 3 days
Car insurance$142
Jul 3 · in 5 days
Budget groupsExpand allAdd budget
›Incomereceived $0 of $4,300$4,300Expected⋮
›Commitments$0 of $2,150 spent$2,150Remaining⋮
›Living Expenses$0 of $1,400 spent$1,400Remaining⋮
›Lifestyle$0 of $450 spent$450Remaining⋮
›Savings$300 monthly · $2,340 saved$300This month⋮
From the blog
All articles Guides for real money decisions.
A monthly budget reset that takes less than 20 minutes
A simple end-of-month routine for closing out spending, carrying forward what matters, and starting the next month with clarity.
Feb 12, 2025
Build a spending routine you can actually keep
A better spending routine is less about discipline and more about making review simple enough to repeat.
Jan 28, 2025
Sinking funds that reduce stress before expenses arrive
A few well-chosen sinking funds can make irregular expenses feel planned instead of disruptive.
Dec 18, 2024
for your future self
Set a plan for this
month's money.
Budgets keeps the month readable: Commitments, Living Expenses, Lifestyle, and Savings on one screen, without a spreadsheet.
Start your free trialNew accounts get one 31-day free trial. After that, Budgets is $7.99 per month or $87.89 per year (one month free). Cancel anytime in your account settings.