Is the month okay? Spending tracks against your planned pace, so one glance shows where the month stands.
Budgets Make each purchase fit the plan you made
Budgets splits your month into Commitments, Living Expenses, Lifestyle, and Savings. Each group shows what's left, so you know what a purchase leaves before you make it.
31 days free, then $7.99 a month. Cancel anytime.
5.0 on the App StoreWhat you'll know
Built to answer the questions you're actually asking.
Budgets keeps those answers on the first screen you open, so checking in only takes a moment.
Can I afford this right now? Every group shows what remains, so you see what a purchase leaves before you make it.
Am I setting enough aside? Savings has its own place in the plan, funded a little each month on purpose.
The Budgets model
The whole plan fits in four groups.
What the bills need, what daily life costs, what you choose to spend, and what you set aside. That's the whole budget.
Commitments
Rent, utilities, subscriptions: the bills already spoken for. See what's covered before you plan anything else.
Living Expenses
Groceries, gas, and the essentials you buy every week. Set a monthly amount and watch what's remaining.
Lifestyle
Dining out, hobbies, and the spending you choose. Nudge a number when the month changes.
Savings
Goals and reserves, funded a little at a time. An emergency fund, a trip, or a bigger purchase.
Plan together with your partner
Invite your partner to your household. You both see the same plan and the same budgets, so you're deciding from the same numbers.
Real-life money rhythms
One plan, however your month gets paid.
Paychecks land differently for everyone. The plan stays the same: commitments covered first, everyday spending in view, and savings set aside on purpose.
Bartender / Server
Tips by shift
Tips change by shift. Rent and tip-outs don't. The plan starts from the commitments that are due, so a slow week changes lifestyle spending, not the bills.
CommitmentsLiving ExpensesLifestyleSavings
How it worksSet up once.
Set up once.
Check in when it counts.
No daily data entry. Three small moments are all the budget asks of you.
Connect your accounts or add budgets manually. Budgets proposes a plan across Commitments, Living Expenses, Lifestyle, and Savings, ready for you to edit before the month begins.
Budgets connects supported accounts through Plaid and doesn't ask for or store your bank password. How we protect your data
9:41
Budgets‹ July ›Upcoming
Rent$1,800
Jul 1 · in 3 days
Car insurance$142
Jul 3 · in 5 days
Budget groupsExpand allAdd budget
›Incomereceived $0 of $4,300$4,300Expected⋮
›Commitments$0 of $2,150 spent$2,150Remaining⋮
›Living Expenses$0 of $1,400 spent$1,400Remaining⋮
›Lifestyle$0 of $450 spent$450Remaining⋮
›Savings$2,340 saved so far$300This month⋮
App Store reviews
5.0 on the App StoreWhat people say after switching.
Helped me turn my finances around
“Before Budgets, I was manually going into my bank account each week and comparing it to an Excel sheet… After [I] started using Budgets, the time it took to review my finances became exponentially quicker.”
Great budgeting tool
“I’ve used several other free or low cost budgeting apps for 5+ years. Budgets has been a REFRESHING tool. Transactions are simple to sort.”
So convenient!
“In just a few minutes I was able to set up my preferences and budgets, link my bank and credit info to track my spending for me, and see progress at any point during the month!”
Compare Budgets
Switching from another app?
Here is what Budgets does differently, and when another app may be a better fit.
Budgets vs YNAB
A simpler monthly budget for people who do not want to assign and maintain lots of categories.
Budgets vs Monarch MoneyFocused budgeting without investments, net worth, goals, and reports taking over the app.
Budgets vs Copilot MoneyPlan the month first, then use transactions to see whether you are staying on track.
Budgets vs Rocket MoneyBudgeting first, without making subscriptions, bill negotiation, and credit the center of the app.
Planning for annual bills, repairs, or school costs? How to budget for irregular expenses
From the blog
All articles Guides for real money decisions.
A monthly budget reset that takes less than 20 minutes
A simple end-of-month routine for closing out spending, carrying forward what matters, and starting the next month with clarity.
Build a spending routine you can actually keep
A better spending routine is less about discipline and more about making review simple enough to repeat.
Sinking funds that reduce stress before expenses arrive
A few well-chosen sinking funds can make irregular expenses feel planned instead of disruptive.
for your future self
Set a plan for this
month's money.
Commitments, Living Expenses, Lifestyle, and Savings on one screen, with a clear answer before every purchase.
Start your free trial31 days free, then $7.99 a month or $87.89 a year (12 months for the price of 11). Cancel anytime in your account settings.
