Budgets Budgets free beta · waitlist open
For makers & creators

A steady budget for business that ebbs and flows.

Budgets is an app on iPhone, Android, and the web.The beta is free: email only, no card.

See how Budgets works
$480 market weekend $210 committed$120 goals$150 safe to spend

Every deposit gets this split the day it lands.

Who this is for

  • You sell at markets, fairs, pop-ups, or on Etsy, and money arrives in batches, not paychecks.
  • Supply and restock costs hit weeks before the sales they make possible.
  • Business money and personal money share the same accounts, and the line keeps blurring.
  • A great market weekend feels like a windfall, and then quietly disappears into the month.

Committed, flexible, and goals

Income that arrives in batches can still give you a steady answer: what's committed, what's safe to spend, and which goals are protected.

Committed

Booth fees, rent, your Etsy and shop subscriptions, materials you've already ordered. This money is spoken for before Saturday's sales arrive, so a payout never looks bigger than it really is.

Flexible

Groceries, eating out, everyday personal spending. This is what a good market weekend actually frees up once the business is covered: your safe-to-spend number.

Goals

Restock funds, inventory you'll build before the holiday season, and a cushion for the slow months. Protected on purpose, so it's still there when the supply order is due.

How Budgets helps

Most budgeting tools assume one steady paycheck. Budgets is built for income that doesn't land the same way every month.

Sales money gets a job before it disappears

When a market payout or Etsy deposit lands, you can see what it needs to cover first (booth fees, restock, bills) before it blends into everyday spending.

Restock costs stop sneaking up

Set aside materials money as a protected goal. The supply run before a big market is already funded weeks ahead, instead of becoming an emergency the night before.

Business and personal stay clear in one view

You don't need separate accounting software to keep the two from blurring. Commitments and set-asides make it obvious which money belongs to the business and which is yours.

Common questions

How should makers budget around market weekends?

Treat each market payout as a batch that has jobs waiting for it, not as extra cash. Booth fees, materials, and the bills due before your next event get funded first; whatever remains is genuinely flexible. Budgets shows that split the moment the money lands, so one strong Saturday carries you steadily to the next event.

How do I plan for restock and supply costs?

Set them aside as a goal with a date attached. Supply costs almost always arrive before the revenue they create, so funding a restock pot out of each payout, while it's protected from day-to-day spending, means the big order before a market is already paid for.

Should I budget business and personal money together?

It's fine for them to live in one budget. What matters is that each dollar has a clear job. Booth fees and materials sit in committed money, restock sits in a goal, and what's left is personal safe-to-spend. You get the clarity of separation without managing two systems.

How do I avoid spending sales money too early?

Spend from your safe-to-spend number instead of your account balance. After a good weekend the balance looks generous, but part of it belongs to the next booth fee and the next restock. Once those are committed, what's left is money you can spend without undermining the next event.

Do I need accounting software for my craft business?

Budgets isn't bookkeeping or tax software. It's a personal budget that understands maker income. If your business has real accounting needs, Budgets works alongside those tools. What it answers day to day is the question they don't: how much of this payout can I actually spend?